It"s pretty horrendous bankroll management if people are relying on cashing to pay for the hotel to stay in for day 2.
I suspect it"s a lot more likely that nearly all, if not all, of the people who decide whether or not to stay do so based on whether they fancy socialising or prefer to just go home - i.e. it"s just personal preference.
It"s a good aim to get everybody to the money on day 1, but as a group people are going to tighten up as day 2 approaches - the only way to guarantee that everybody made the money is to have open ended finish times (which isn"t possible), or to fiddle with the structure so much that it gets ruined.
It"ll be interesting to see how it plays with more runners and without the clocks going forward, but every indication is that this is the best APAT structure so far