Could it not just be changed that instead of the top 8 stacks go through to the FT, the top 8 profitable players take their stacks through.
That means you keep the reload rules as it is, but if you have taken a second bullet, you are penalised £100 when calculating the final table positions.
This doesn"t then advantage the deeper pocketed players as Steve has suggested, but also solves the issues that were raised from the DTD event.