I check my bank accounts on-line every day and I got a phantom payment from an unknown source into my current account today, text on the transaction was "P/T Group Acc ********" (stars entered by me in this post as it was a number.) No idea where it came from and Google gives me nowt.
Rang the bank and explained the situation.
Bank: "It's a bank to bank transfer, are you sure you don't know the source"
Me: "Would I be ringing you if I knew?"
Bank: "It's a valid transfer sir"
Me: What the hell am I supposed to do about it then"
Bank: "Sorry sir but the receiving bank has no responsibility, you will need to contact the sending party."
Me: "I have no idea where it came from, maybe you could tell me"
Bank "Sorry sir we are not privvy to that information" (privvy FFS, of course they know they just won"t tell me)
Me: "So back to my question what am I to do about it"
Bank: "Leave it a few days Sir, it will sort itself out if it is an error"
Me: "So you are saying now that it's an error"
Bank: "No Sir I am saying that it will sort itself out and you will probably remember what it"s for later.
Me: "Oh so I will remember what I don't know about a payment I don't know about from somewhere I don't know and this will be in a flash of enlightenment later on today"
Bank: "Yes Sir, can I help you with anything else"
Me: "Given your track record over the last few minutes I doubt it"
Bank: "Goodbye Sir"
Oh and the amount of this transaction is £532.16
