When I play live tourneys locally, or not, I look at in two ways. One, if I want a good structure, and am playing to win money, then I get involved with the running/set my own up, or ensure I know the craic with the game on offer. Two, if I am just out for a few beers and a social, then it"s not really poker bankroll.
I always like to spend time thinking about my goals (to win money), how am I going to do so (seek out profitable games and play them a lot, work on my game every week) and keep refining and defining, always thinking what can I do next to get better and make more money.
GL and keep focused on your goals.